Waghs Insurance Point

How to Protect Your Monthly Income with Insurance

Your monthly income is the foundation of your financial life. It pays for your family’s daily expenses, children’s education, home loan EMIs, medical bills, investments, and future goals. But have you ever wondered what would happen if your income suddenly stopped because of an unexpected event? Many people spend years building a stable career but […]

Term Insurance vs Endowment Plan – Which Is Better?

When people decide to buy life insurance, one of the most common questions they ask is: “Should I buy Term Insurance or an Endowment Plan?” Both are popular life insurance products, but they serve very different purposes. Many people choose a policy without fully understanding how these plans work, which can lead to confusion and […]

HOSPITAL CASH BENEFIT INSURANCE

Hospital Cash Benefit Insurance is a type of health insurance policy that provides a fixed daily cash benefit for each day the insured person is hospitalized. This benefit is paid irrespective of the actual medical expenses incurred during hospitalization. Here’s an overview of its key features and benefits: Key Features Daily Cash Benefit: A predetermined […]

CRITICAL ILLNESS INSURANCE

Critical Illness Insurance is a type of health insurance policy that provides a lump sum payment upon the diagnosis of a specified critical illness. This payment can be used at the policyholder’s discretion to cover medical expenses, supplement lost income, or address other financial needs during recovery. Here are the key features and benefits of […]